Application - 4524 Mattson Ln SE, Lacey WA 98503

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This application is not a sales contract, a loan application, or a 
commitment to loan money or extend credit. Any loans need to be 
arranged with a 3rd party lender.



INSTRUCTIONS

Please read all instructions carefully and complete the application in its entirety before submitting it.  


Assistance is available if needed. For questions pertaining to this application please contact our Director of Housing;


Karen Hall

Director of Housing                                        

karen@spshabitat.org 

360-362-7497

  

Please be sure that all of your attachments are clear and include all necessary information (months, name, etc.) We ask that you monitor your inbox frequently during the application phase as our housing department may need to reach you to seek clarification or additional documentation. 

 

To complete this application

Every section of this application must be completed if applicable. If required fields are left blank, you will not be allowed to save the application. Please put text in those required fields as a placeholder before clicking save.

To qualify - you must not be above top-end income limits. To verify, see below household size and limit:                               

            1             $56,560                                    5              $  87,200

            2            $64,640                                   6              $  93,680

            3            $72,720                                    7              $100,160

            4            $80,720                                   8              $106,560            

Fill out or attach the following required documents, and declarations in the order listed (where applicable).

  • Pre-Approval document from a Lender
  • Willingness to Partner
  • Declarations
  • Income
  • Background Authorization forms for any household member that is over the age of 10 - no exceptions.
PRE-APPROVAL DOCUMENT FROM LENDER
Pre-approval letter to include the purchase price, loan program, interest rate, loan amount, down payment amount, expiration date, and property address

WILLINGNESS TO PARTNER
To be considered for the program, both Applicant and Co-Applicant must be willing to partner with South Puget Sound Habitat for Humanity. Both the Applicant and Co-Applicant (those who will sign the loan) is considered program participant.  All participants who are over the age of 18 are required to complete the obligations of the program. Participants must each complete 200 volunteer hours. This includes 100 on our construction site plus 100 spread out over our Stores, homebuyer education classes, community engagements, events, and marketing campaigns.  


DECLARATIONS
If you mark yes to any of the following questions, please include a written explanation for each that applies in the space provided below.  We may require additional documentation if necessary. for instance, if you have filed for bankruptcy, we may require your bankruptcy filing and discharge order.



















INCOME

  • Documentation of all income. You must include 6 months of your most recent income for both the applicant and co-applicant. Please include it in the download fields below.
    • Employment – include at of paystubs. Provide additional pay stubs - if income is variable.
    • Public assistance – include any award letter(s) or statement(s) showing the benefit you receive. For Social Security programs, submit your annual award letter. For other public programs, please submit any recent documentation like re-certification paperwork.
    • Child support, alimony, or separate maintenance income – please note that you may ask us to exclude this income from our analysis. If you wish for us to exclude this income, please indicate so on within the Exclusion of Income Statement section below.
    • Self-employment – please complete the self-employment fields for the applicant and/or co-applicant. 

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Washington, D.C.  20580.

























































BACKGROUND CHECK

A background check is required for all applicant(s) or household members over the age of 10 (ten). South Puget Sound Habitat for Humanity utilizes the Washington State Patrol's (WSP) portal to retrieve your and your household's information. Please complete the following Disclosure Statement.  The answers below may not necessarily disqualify you from program.


If there is more than one person(s) over the age of 10 (ten), please fill out their information accordingly.  If you have nothing to report, please type " N/A " in the required field.








Has anyone listed above ever been (a) found by a court in a protection proceeding under Chapter 74.34 to have abused or financially exploited a vulnerable adult or (b) convicted of any of the following crimes where the victim was a vulnerable adult: (Vulnerable adult means adult as defined by Chapter 74.34 and adults of any age who lack the functional, mental, or physical ability to care for themselves.) If yes, include their name and use the space below for an explanation. 
  • First, second-, or third-degree extortion
  • Forgery
  • First second or third-degree theft
  • Any of the foregoing crimes as they may have been renamed
  • First- or second-degree robbery









An inquiry may be made to the Washington State Patrol, a Federal, or other Law enforcement agency to verify your responses to the above inquiries. A copy of any response received pursuant to such inquiry will be made available to you upon request.
 
I certify under penalty of perjury under the laws of the State of Washington that the foregoing is true and correct. 



HOMEOWNERS ASSOCIATION - All Habitat for Humanity neighborhoods are governed through active homeowner-led HOA's (Homeowner Associations). HOA for this home requires monthly dues and for all homeowners to follow their Covenants, Conditions & Restrictions (CCR's)


INFORMATION FOR GOVERNMENT MONITORING PURPOSES


Please Read This Statement Before Completing the Box Below: The following information is requested by the federal government for loans related to the purchase of homes, in order to monitor the lender’s compliance with equal credit opportunity and fair housing laws. You are not required to furnish this information but are encouraged to do so. The law provides that a lender may neither discriminate on the basis of this information, nor on whether you choose to furnish it or not. However, if you choose not to furnish it, under federal regulations this lender is required to note race and sex on the basis of visual observation or surname. If you do not wish to furnish the information below, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the loan applied for.